Take Over & Top Up Loan

Takeover and Top up loan

Take over and Top up loan

A top-up loan is a type of loan offered by banks, housing finance firms, and other financial institutions that allows you to borrow money in addition to your existing mortgage. Top-Up Loan Benefits: Eligibility: A top-up loan is not available to everyone who has taken out a bank home loan.

Apply for loan

Documents Required

Individuals | Salaried | Cash Salaried

KYC Details :

Applicant & Co- applicant
Pan Card
Aadhar card of both

Employment Details :

Company job offer letter
Latest 6 months salary pay slips
Salary crediting account statement for latest 1 year
In case of cash salary, require salary certificate from employer or company
If existing loans are running –
sanction letters with loan statement for 1 yr require ..
For any clarification call us on +91 9611077666

For Self-Employed | Businesses | Companies

Latest 3 Or 2 Or 1yr ITR
1 yr company current (or) saving account statement in case of proprietorship firm.
GST Certificate Or Partnership deed Or Incorporation certificate
GST returns latest 2 yrs
Copy of PAN card
Copy of the telephone or electricity bill

If existing loans are running –
sanction letters with loan statement for 1 yr require ..
For any clarification call us on +91 9611077666

Property Documents

Sale deed
Mother deed of previous transactions
RTC – Revenue track records
Latest property tax paid receipts
Latest Encumbrance certificate ( EC ) on present ownership
Layout plan incase of plot or site purchse
Conversion copy of the land
Any development authority approval letter
Building approved plan
Sale agreement incase of purchase loan with OCR proof
If any documents clarification pls do call us to clarify on +91 9611077666

Take Over & Top Up Loan Documents

1. Present Mortgage deed of loan offered bank, along with EC
2. 1 yr Loan account statment
3. List Of documents (LOD) letter from the bank
4. Loan sanction letter