Takeover and Top up loan

Take over and Top up loan

A top-up loan is a type of loan offered by banks, housing finance firms, and other financial institutions that allows you to borrow money in addition to your existing mortgage. Top-Up Loan Benefits: Eligibility: A top-up loan is not available to everyone who has taken out a bank home loan.

Apply for loan

Documents Required

KYC Details :

  1. Applicant & Co- applicant
  2. Pan Card
  3. Aadhar card of both 

Employment Details :

  1. Company job offer letter
  2. Latest 6 months salary pay slips
  3. Salary crediting account statement for latest 1 year
  4. In case of cash salary, require salary certificate from employer or company
  5. If existing loans are running – 
      sanction letters with loan statement for 1 yr require ..
  6. For any clarification call us on +91 9611077666


  1. Latest 3 Or 2 Or 1yr ITR
  2. 1 yr company current (or) saving account statement in case of proprietorship firm.
  3. GST Certificate Or Partnership deed Or Incorporation certificate
    GST returns latest 2 yrs
  4. Copy of PAN card
  5. Copy of the telephone or electricity bill
  1. If existing loans are running – 
        sanction letters with loan statement for 1 yr require ..
  2. For any clarification call us on +91 9611077666
  1. Sale deed 
    Mother deed of previous transactions
  2. RTC – Revenue track records
    Latest property tax paid receipts
    Latest Encumbrance certificate ( EC ) on present ownership
    Layout plan incase of plot or site purchse
    Conversion copy of the land
  3. Any development authority approval letter
    Building approved plan 
    Sale agreement incase of purchase loan with OCR proof
  4. If any documents clarification pls do call us to clarify on +91 9611077666
  1. 1. Present Mortgage deed of loan offered bank, along with EC
    2. 1 yr Loan account statment 
    3. List Of documents (LOD) letter from the bank
    4. Loan sanction letter

Frequently Asked Questions

Existing loan applicants can apply this type of loan.

If Loan is running In higher rate of interest, reduce to lowest interest. can apply for this type loan.

Possible, if loan has paid with properly on time. 

It will sanction in 10 working days 

Call and discuss to know the process in this scenario..

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