Money Mango

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Home Loan Balance Transfer

Home Loan Balance Transfer

Home Loans are available for the self-construction of a residential property. This is a one-of-a-kind solution for clients who already own land and require finances to finance the construction of a residential house on that site.

Apply for loan

Documents Required


KYC Details :

  1. Applicant & Co- applicant
  2. Pan Card
  3. Aadhar card of both 

Employment Details :

  1. Company job offer letter
  2. Latest 6 months salary pay slips
  3. Salary crediting account statement for latest 1 year
  4. In case of cash salary, require salary certificate from employer or company
  5. If existing loans are running – 
      sanction letters with loan statement for 1 yr require ..
  6. For any clarification call us on +91 9611077666
  1. Latest 3 Or 2 Or 1yr ITR
  2. 1 yr company current (or) saving account statement in case of proprietorship firm.
  3. GST Certificate Or Partnership deed Or Incorporation certificate
    GST returns latest 2 yrs
  4. Copy of PAN card
  5. Copy of the telephone or electricity bill
  1. If existing loans are running – 
        sanction letters with loan statement for 1 yr require ..
  2. For any clarification call us on +91 9611077666

 

  1. Sale deed 
    Mother deed of previous transactions
  2. RTC – Revenue track records
    Latest property tax paid receipts
    Latest Encumbrance certificate ( EC ) on present ownership
    Layout plan incase of plot or site purchse
    Conversion copy of the land
  3. Any development authority approval letter
    Building approved plan 

  4. If any documents clarification pls do call us to clarify on +91 9611077666
  1. Existing bank loan sanction letter
    Loan account statement of 1 yr. 
    Mortgage deed of bank which executed by applicant.
    Letter of List of documents from existing bank

Frequently Asked Questions

Existing one year old home loan running person is eligible.

If home loan was taken on higher rate of interest, can still get for lower rate of interest with balance transfer loan.

Yes. If previous bank was sanctioned as home loan., then all tax benefits applicable. 

Based on current market valuation of property. will send our valuation engineer and confirm, before we sanction.

Yes. We do consider rental and other incomes, at the time of applying the loan.

Yes. Send us enquiry will discuss and help you..

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